Stripe failed-payment recovery

Failed cards drain 5–9% of your Stripe MRR every month. ReditoPay gets it back.

We classify why each card declined, retry at the right time, and email the customer from your domain — automatically. Stripe stays your billing system. We never touch a card.

$29/mo flat0% of recovered revenueCancel anytime
Stripe-signed webhooksEncrypted Stripe keysNever store card dataLive in 2 minutesStripe stays your billing

Estimate your failed-payment leak.

Your monthly recurring revenue

$20k/mo
$1k$20k$50k$100k
Estimated MRR at risk from failed payments$1,800Modeled at 9% exposure, not a recovery guarantee.
If ReditoPay recovers 30%: $540/moPotential ROI: 19xReditoPay costs $29/mo.
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14-day free trial · Cancel before day 14, no charge

Recovery depends on your customer base, decline mix, Stripe settings, retry behavior, and email deliverability.

At $10k recovered/month, here is what each tool costs you:
  • Stunning~$500/mo5% of recovered revenue
  • Churnkey$1,000+/mo~10% of recovered revenue
  • ReditoPay$29/moflat, never a percentage

Pricing references are public list prices and percentage take-rates at the time of writing. Your bill may vary.

ReditoPay sits on top of Stripe.

It does not replace billing. It turns failed-payment events into a clear recovery queue, customer email, retry path, or manual action.

01

Stripe sends the failed-payment event

ReditoPay listens for real Stripe invoice and payment events. You keep Stripe as the billing system.

02

ReditoPay classifies what happened

Expired card, insufficient funds, authentication required, retryable bank error, or manual-review case.

03

The next action becomes visible

Send the right email, retry when it makes sense, use the Stripe invoice link, or flag the case for human action.

Every failed payment has a next step.

Frequently asked questions

Do I need this if Stripe already has Smart Retries?

Stripe stays your billing system. ReditoPay adds the layer Stripe does not make obvious: why the payment failed, what is still at risk, what action ran, and what ReditoPay influenced.

Do you replace Stripe Billing?

No. ReditoPay sits on top of Stripe. You keep Stripe Billing, Stripe invoices, Stripe-hosted payment pages, and your existing subscription setup.

Do you store card data?

No. ReditoPay does not store card numbers, CVC, or payment credentials. Payment updates happen through Stripe-hosted invoice or payment pages.

How is Stripe access handled?

ReditoPay verifies Stripe webhook signatures, stores operational secrets encrypted, scopes dashboard data to your organization, and uses Stripe-hosted pages for customer payment updates.

What recovery rate should I expect?

It depends on your decline mix. Expired-card cases tend to recover at 60–80% when customers still want the product. Insufficient-funds cases land around 30–50% with the right retry timing. Authentication-required cases recover at 70%+ because the customer only has to confirm. ReditoPay does not guarantee a specific recovery rate — your base, deliverability, and Stripe settings drive the outcome.

Does ReditoPay take a cut of recovered revenue?

No. ReditoPay is a flat subscription: $29/month or $290/year. If your business recovers $200, $2,000, or $20,000, ReditoPay never takes a recovered-revenue percentage.

Stop watching MRR slip every month.

Connect Stripe in 2 minutes. ReditoPay does the rest.

$29/mo flat · 0% of recovered revenue · Cancel before day 14, no charge

ReditoPay — Stripe Failure Intelligence and Recovery Actions